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Best Smartphones You Can Buy Under Rs 20,000 in 2026: Top Value Picks Right Now

Here’s a list of the best smartphones under Rs 20,000 in 2026, offering solid performance, good cameras, and long battery life without stretching your budget.

Edited By: Shubham Arora| Published By: Shubham Arora| Published: Jan 02, 2026, 08:45 PM (IST)

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Best Phones Under Rs 20000zoom icon
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Best Phones Under Rs 20,000 in 2026

The under Rs 20,000 segment continues to deliver strong all-rounders in 2026. From big batteries to capable cameras and smooth AMOLED displays, these phones offer solid everyday performance without pushing the budget too far.

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CMF Phone 2 Pro

CMF Phone 2 Pro stands out with its rare 2x telephoto camera at this price. The 120Hz AMOLED display, reliable Dimensity 7300 Pro chipset, and balanced cameras make it a strong pick for daily use. It is available for Rs 18,999.

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Moto G86 Power

Moto G86 Power 5G is built for endurance. Its massive 6,720mAh battery pairs well with a bright 120Hz AMOLED screen and Dimensity 7400 processor, making it ideal for users who prioritise long battery life. It is priced at Rs 17,999.

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Realme P4

Realme P4 focuses on sheer battery performance with a huge 7,000mAh unit. It also offers a large AMOLED display, dependable Dimensity 7400 chipset, and a simple camera setup suited for everyday photography. Realme P4 is priced at Rs 18,499.

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OPPO K13

OPPO K13 brings fast charging to the spotlight with 80W support and a large 7,000mAh battery. The phone features a smooth AMOLED display and Snapdragon 6 Gen 4 chip, making it a good all-round option. OPPO K13 is priced at Rs 19,999.

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POCO X7

POCO X7 offers a curved AMOLED display with Gorilla Glass Victus 2 protection. Powered by the Dimensity 7300 Ultra chip, it delivers reliable performance, decent cameras, and solid battery life with fast charging support. It is available at Rs 17,999.

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Motorola Edge 60 Stylus

Motorola Edge 60 Stylus adds extra utility with built-in stylus support. It features a sharp 1.5K pOLED display, capable Snapdragon 7s Gen 2 processor, and fast wired and wireless charging for added convenience. It is priced at Rs 19,999.

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Lava Agni 3

Lava Agni 3 brings a unique dual-display design to this segment. With a Dimensity 7300X chip, versatile camera setup, AMOLED screen, and 66W charging, it offers a feature-rich experience at Rs 17,999.