Online scams in India 2026: Most common frauds and how they trick users

Online banking scam where fraudsters ask for OTP or banking details pretending to be officials

UPI collect request scam where unknown payment requests or fake screenshots are used to trick users

Job scam where fake recruiters ask for registration or interview fees

KYC update scam where users get fake alerts to update details through malicious links

Lottery or prize scam where messages claim you have won money or rewards

Fake shopping website scam where users are trapped with heavy discounts on unknown sites

QR code scam where scanning a code leads to money deduction instead of receiving money

Social media scam where hacked or fake accounts ask for urgent money transfer